Khata & Udhaar Management Software for Shops Who owes what, without a notebook
Sell on credit and know exactly who owes you what. Collect payments later, record your shop's expenses, and see a clear Profit & Loss statement by period, store and category.
- Sell on credit
- Collect payments later
- Customer ledger
In detail
What you get khata, expenses & p&l
Sell on credit
Take a part payment at the counter; the rest becomes the customer's due.
Collect payments later
Cash, UPI, card or bank. Older bills are settled first, automatically.
Customer ledger
Every bill and payment for a customer, with a running balance.
Due report
See who owes you the most and who is overdue.
Supplier dues
Track what you owe your suppliers too, with a supplier ledger.
Expenses
Record rent, electricity, salary, transport and more, with receipts, per store.
Profit & Loss
Sales − cost of goods sold = gross profit; minus expenses = net profit. By period, store and category.
Works with everything else
Every part of ApnaKhatta feeds the others: a sale updates stock, a purchase updates cost.
Billing & POS
Fast checkout with Cash, UPI and Card, PDF invoices and automatic stock updates.
Learn moreInventory & stock
Live stock, low-stock alerts, adjustments, transfers, stock history and Excel import.
Learn moreProduct variants
One product in many sizes, colours or weights, each with its own price, stock and barcode.
Learn moreMulti-store & staff
One owner, many stores. Store logins, staff panels and permission control.
Learn morePurchases & suppliers
Record purchases, buy on credit, track supplier dues and keep a supplier ledger.
Learn moreCustomers
Customer directory with total spend, number of bills, last visit and dues.
Learn moreReports & analytics
Owner dashboard, store comparison, sales and purchase reports and advanced analytics.
Learn moreAI business assistant
Ask about sales, profit, stock and dues in English, Hindi or Hinglish.
Learn moreStart your 20-day free trial today
Every feature is unlocked during the trial. No credit card needed. Set up your first store in about 2 minutes.